I believe it's time that someone shares with you a huge secret that seems to be lost on a lot of people. It may very well seem like a simple solution to a lot of problems of today, but I can assure you that it's an often overlooked epiphany. It's something that I can credit my Mother for sharing with me a long time ago and it has served me well over the years.
It's a secret that if more people took the bull by the horns and took to heart, might make their economic standing a little better. I know you're thinking that maybe I'm blowing smoke here, but I promise that if you follow one simple rule, your life could be a little better. Are you ready to learn what this drastic measure to improve your situation is?
IF YOU CAN'T AFFORD IT, THEN DON'T BUY IT!
Learn the difference between what you want and what you need and if you don't need it and you can't afford it, then don't buy it. It's simple, but it's profound, and far too many people cast this common sense solution aside in pursuit of objects that are not a necessity. If you have a family, they need food and shelter. But if there are only three of you, then you don't need a huge home with 5 bedrooms. You just need a comfortable living space with a payment that you can afford.
You need food on the table and heat when you and your family are cold. You don't need a 52" flat screen and a sound system. I assure you that as hard as it may be to believe, you can live without either one, I have done it my entire life. Your needs are basic, but far too many people mistake things that they want with things that they truly need. Keeping up with the Jones family is not a bright idea, because these days the Jones family is broke and covered in debt. So why would you want to be in the same shape?
I've had a credit card since I was 18 years old. I got it for emergencies and to help establish credit. I am now 29 years old and I have yet to use that credit card. Not once, not ever, not never. If I was in an emergency and there was something that I NeededI would use the card, but most people don't use their credit cards for that purpose. They use their credit to run out and buy a bunch of crap that they are perfectly capable of living without, because they think they need it.
Unfortunately there are many people out there today who are out of work and desperate, and this post is not for them. When you're scratching to survive and provide for your family, then all bets are off and you do what it takes. But for those out there who have a job and their head above water, use a little common sense. You can drop below water a lot faster than you think, and that's just it, you have to think. So if you can live without and you can't afford to truly buy it, then do yourself a favor and pass on it. Try actually saving money until you can buy it.
JL Boney, III - Columbia, SC Realtor - Coldwell Banker Residential Real Estate
I specialize in Columbia, SC real estate and the surrounding areas, including Blythewood, SC, Kershaw County, Fairfield County, and Lexington, SC. If you are in the market to buy or sell a home in Columbia, SC or any of the surrounding areas, I would love the opportunity to speak with to see how I can help. Thanks for reading and feel free to contact me if I can be of service to you.
Office- 803-788-1450 Cell- 803-730-9601 Email- James_Boney@Yahoo.com