JL's Columbia SC Real Estate Blog

I'll Let You in on a Big Secret

Big Secret I believe it's time that someone shares with you a huge secret that seems to be lost on a lot of people. It may very well seem like a simple solution to a lot of problems of today, but I can assure you that it's an often overlooked epiphany. It's something that I can credit my Mother for sharing with me a long time ago and it has served me well over the years.

 It's a secret that if more people took the bull by the horns and took to heart, might make their economic standing a little better. I know you're thinking that maybe I'm blowing smoke here, but I promise that if you follow one simple rule, your life could be a little better. Are you ready to learn what this drastic measure to improve your situation is?

 IF YOU CAN'T AFFORD IT, THEN DON'T BUY IT!

Flash of Light

 Learn the difference between what you want and what you need and if you don't need it and you can't afford it, then don't buy it. It's simple, but it's profound, and far too many people cast this common sense solution aside in pursuit of objects that are not a necessity. If you have a family, they need food and shelter. But if there are only three of you, then you don't need a huge home with 5 bedrooms. You just need a comfortable living space with a payment that you can afford.

 You need food on the table and heat when you and your family are cold. You don't need a 52" flat screen and a sound system. I assure you that as hard as it may be to believe, you can live without either one, I have done it my entire life. Your needs are basic, but far too many people mistake things that they want with things that they truly need. Keeping up with the Jones family is not a bright idea, because these days the Jones family is broke and covered in debt. So why would you want to be in the same shape?

 I've had a credit card since I was 18 years old. I got it for emergencies and to help establish credit. I am now 29 years old and I have yet to use that credit card. Not once, not ever, not never. If I was in an emergency and there was something that I NeededI would use the card, but most people don't use their credit cards for that purpose. They use their credit to run out and buy a bunch of crap that they are perfectly capable of living without, because they think they need it.

 Unfortunately there are many people out there today who are out of work and desperate, and this post is not for them. When you're scratching to survive and provide for your family, then all bets are off and you do what it takes. But for those out there who have a job and their head above water, use a little common sense. You can drop below water a lot faster than you think, and that's just it, you have to think. So if you can live without and you can't afford to truly buy it, then do yourself a favor and pass on it. Try actually saving money until you can buy it. 

______________________________________________________________________________________________________

JL Boney, III - Columbia, SC Realtor - Russell and Jeffcoat Real Estate

 I specialize in Columbia, SC real estate and the surrounding areas, including Blythewood, SC, Kershaw County, Fairfield County, and Lexington, SC. If you are in the market to buy or sell a home in Columbia, SC or any of the surrounding areas, I would love the opportunity to speak with to see how I can help. Thanks for reading and feel free to contact me if I can be of service to you.

Office- 803-788-1450     Cell- 803-730-9601     Email- jlboney@russellandjeffcoat.com

My Columbia SC Real Estate Website

My Columbia, SC Real Estate Blog

www.jlboney.com/columbiascrealestateblog.html

 www.activerain.com/blogs/jlboney/rss

Subscribe to JL Boney's Columbia SC Real Estate Blog by Email

Forest Acres SC Homes for Sale

Comment balloon 21 commentsJL Boney, III • January 20 2010 11:10AM
I'll Let You in on a Big Secret
share
I believe it's time that someone shares with you a huge secret that seems to be lost on a lot of people. It may very well seem like a simple solution to a lot of problems of today, but I can assure you that it's an often overlooked epiphany. It's… more
Creative Marketing Doesn't Have to be Aggressive
share
Believe it or not, the title is true. While there are many things that you can do in this business that requires aggressive effort, there are things you can do that could be considered a more passive form of marketing. You just have to think… more
Walking Trail in Rockbridge Village
share
Forest Acres, SC Homes for Sale If you follow my blog, in the upcoming months you're going to hear a lot of information about a beautiful new community called Rockbridge Village in Forest Acres One of my favorite… more
Forest Acres, SC Homes for Sale - Rockbridge Village
share
Forest Acres, SC Homes for Sale - Rockbridge Village If you're familiar with the city of Forest Acres near downtown Columbia, SC, then you know it's been quite a few years since there were any new homes for sale in the area. Well, that's a… more
Columbia, SC Homes for Sale in Rosewood - 1461 Ilex Street
share
JL Boney, III | Russell and Jeffcoat | 803-730-9601 1461 Ilex Street, Columbia, SC Columbia, SC Home for Sale in Rosewood. 3BR/1BA Single Family House offered at $99, 900 Year Built 1955 Sq Footage 1, 000 Bedrooms 3 Bathrooms 1 full, 0 partial… more
Looking to Get in Shape for the New Year, Try the YMCA in Columbia, SC
share
The YMCA in Columbia, SC We all know that the new year is a time for resolutions. One of the most popular has always been to get in better shape and drop a few pounds. Well, if that's one of your resolutions, then you should try out… more
Columbia, SC Homes for Sale - Brookaven in Northeast Columbia, SC
share
If you're looking for a good deal on homes for sale in Columbia, SC, you're not alone. Anyone out there today that wants to buy a home is in search of deal and why not? They can be found and fortunately you don't have to look very far. The… more
Bear at Riverbanks Zoo in Columbia, SC
share
Riverbanks Zoo is one of the largest and most popular attractions in all of South Carolina. We are lucky enough to have it right in our own back yard in Columbia, SC. Riverbanks Zoo and Botanical Gardens offers tons of fun for… more
Not Everything is What it Seems to Be
share
I remember the day I took the picture to the left. Some friends grabbed my camera and they were excitedly flipping through the pictures I had taken to see what treasures I had captured on our trip to the mountains. Well, when they… more
Have Political Campaigns Affected Advertising
share
When it comes to advertising, there are always consistencies such as claiming your product or service to be the best around. I am used to to seeing commercials and advertisements that do just that, claim to be the best at what ever it is… more